Services

Local.Trusted.Yours.You can bank on us!

Deposit Services

  • Checking Accounts with Apple, Samsung & Google Pay

  • Savings Accounts

  • Christmas Club Accounts - Paid on the 1st Monday in November

  • Individual Retirement Accounts - Traditional & Roth

  • Certificates of Deposit (CD's) from 6 to 60 month terms

  • 24 hour fraud monitoring for Debit Card transactions

  • Business Checking & Savings Services

Loan Services

  • Auto Loans - New or Used

  • Boat and Motorcycle Loans

  • Recreational Vehicle Loans

  • Signature Loans

  • Title Loans

  • Share Secured Loans

  • Credit Builder Loans

Additional Products & Services for our Member-Owners

  • Digital Banking - Search Southern Coastal in the Apple & Google Play stores

  • Card Control - Download Card Suite Lite to freeze your card, get real time transaction notifications and so much more.

  • Tap to Pay using your mobile device with Apple Pay, Google Pay and Samsung Pay.

  • Digital Banking Users have FREE access to e-Statements, Check Images, Account Alerts, Mobile Check Deposit and much more

  • Surcharge-Free ATMS using the CU Here/Money Pass Network. Click Here to find a machine anywhere in the U.S.

  • Visa Prepaid Gift Cards. From $10 to $1,000, no fee to load funds for 5 cards or less

  • GAP Insurance - Guaranteed Asset Protection for automobile loans

  • Mechanical Breakdown Protection (Auto Extended Warranty) with ZERO dollar deductible

  • Credit Life & Disability Payment Protection for loans

  • Payroll deduction

  • CARFAX Reports

  • Wire Services

  • Notary Public - free to our members

Important Information

  • Report a lost or stolen debit card during business hours call 1-228-432-0284, AFTER HOURS, 1-888-263-3370