Services

Deposit Services

Checking Accounts with Apple, Samsung & Google Pay
Savings Accounts
Christmas Club Accounts - Paid on the 1st Monday in November
Individual Retirement Accounts - Traditional & Roth
Certificates of Deposit (CD's) from 6 to 60 month terms (Ask about our promotional rates for new deposits)
24-hour fraud monitoring for Debit Card transactions
Business Checking & Savings Services

Digital Banking - Search Southern Coastal in the Apple & Google Play stores
Card Control - Download Card Suite Lite to freeze your card, get real time transaction notifications and so much more.
Tap to Pay using your mobile device with Apple Pay, Google Pay and Samsung Pay.
Digital Banking Users have FREE access to e-Statements, Check Images, Account Alerts, Mobile Check Deposit and much more
Surcharge-Free ATMS using the CU Here/Money Pass Network. Click Here to find a machine anywhere in the U.S.
Prepaid Visa Gift Cards. From $10 to $1,000, no fee to load funds for 5 cards or less
*GAP (Guaranteed Asset Protection) for automobile loans when the remaining balance is more than your insurance settlement. (
*Mechanical Breakdown Protection (Extended Warranty) with ZERO-dollar deductible for claims. Coverage for unexpected mechanical failure.
*Debt Protection is voluntary protection for life’s unexpected events. It protects participating borrowers from financial strain due to death, disability, or involuntary employment.
Payroll deduction for many of our employer partners.
CARFAX Reports-know the history of your car before you make a purchase.
Wire Services
Notary Public - free to our members
*Loan protections are voluntary products

Report a lost or stolen debit card during business hours call 1-228-432-0284, AFTER HOURS, 1-888-263-3370